page top
Internet Banking

Home Loans

Home / Products / Owner Occupied Home Loans

Attention: open in a new window. Print

Owner Occupied Loans

Discounted Standard Variable Home Loan1

Save on your Owner Occupied home loan, with our 12 month introduction discount.

  • 1.71% discount for first 12 months
  • Free Redraw and Offset
  • Unlimited additional repayments
  • No Fees (Establishment, Application or Monthly)

Find out more

1.99% pa2
Introductory Variable Rate

3.55% pa3
Comparison Rate

Apply Online EnquireCall (02) 6384 1111

Intro Discounted Standard Variable Home Loan1

Save on your home loan, with our 12 month introduction discount and enjoy 0.40% off your loan for the first year.

  • 0.40% discount for first 12 months
  • Free Redraw and Offset
  • Unlimited additional repayments
  • No Fees (Establishment, Application or Monthly)

Find out more

3.30% pa2
Introductory Variable Rate

3.67% pa3
Comparison Rate

Apply Online EnquireCall (02) 6384 1111

Home Loan - Standard Variable Rate1

A Standard variable home loan rate, at a very competitive interest rate.

  • Free Redraw and Offset
  • Unlimited additional repayments
  • No Fees (Establishment, Application or Monthly)

Find out more

3.70% pa
Variable Interest Rate

3.70% pa3
Comparison Rate

Apply Online EnquireCall (02) 6384 1111

Optimum 1 Year Fixed Rate Home Loan1

Relax, knowing your repayments are locked in with our lowest 1 year fixed rate loan ever.

  • No application, account or establishment fees
  • Free Redraw
  • Split loan (part fixed, part variable)
  • Up to $20,000 Additional Repayments per year

Find out more

3.29% pa4
1 Year Fixed Rate

3.84% pa3
Comparison Rate

 Apply Online EnquireCall (02) 6384 1111

Optimum 2 Year Fixed Rate Home Loan1

Get certainty over what your repayments with our best fixed rate home loan ever.

  • No application, account or establishment fees
  • Free Redraw
  • Split loan (part fixed, part variable)
  • Up to $20,000 Additional Repayments per year

Find out more

2.69% pa4
2 Year Fixed Rate

3.69% pa3
Comparison Rate

 Apply Online EnquireCall (02) 6384 1111

Optimum 3 Year Fixed Rate Home Loan1

Get certainty over what your repayments with our best fixed rate home loan ever.

  • No application, account or establishment fees
  • Free Redraw
  • Split loan (part fixed, part variable)
  • Up to $20,000 Additional Repayments per year

Find out more

2.49% pa4
3 Year Fixed Rate

3.54% pa3
Comparison Rate

 Apply Online EnquireCall (02) 6384 1111

 

 

Additional Information:

 

1 Applications are subject to our normal credit assessment criteria. Terms and Conditions apply. Interest rates may change. Fees and Charges may apply.

2 Discount is applied for the first 12 months from the loan funding date after which time the interest rate will revert to the current Home Loan - Standard Variable Rate for the remainder of the term of the loan.

3 WARNING The comparison rates apply only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Fees, charges, terms and conditions may apply

4 After the fixed period, the interest rate reverts to South West Slopes Credit Union's Optimum Standard Variable Reference Rate.

 Quick links
 

Special Promotions

South West Slopes Credit Union has the flexible repayments that may suit your budget for a new vehicle and a maximum 5 year term.

 5.79% pa
   

 

 

 

Go local with SWSCU

 

 

 

 

 

 

 

 

Learn More