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Interest Rates Loans

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Interest Rates Loans

Effective Monday, 1 July 2019

Owner Occupied Loans Interest Rate Comparison Rates
Home Loan - Standard Variable Rate 4.25% pa $150,000 25 years 4.25% pa1
Intro Discounted Standard Variable Home Loan 3.85% pa2 $150,000 25 years 4.21% pa1
 
Owner Occupied Fixed Home Loan Rate - 1 year

3.69% pa

$150,000 25 years 4.26% pa1
Owner Occupied Fixed Home Loan Rate - 2 years

3.89% pa

$150,000 25 years 4.26% pa1
Owner Occupied Fixed Home Loan Rate - 3 years

4.30% pa

$150,000 25 years 4.34% pa1
Investment Loans Interest Rate Comparison Rates
Home Loan – Investment 4.90% pa $150,000 25 years 4.90% pa1
Investment Discounted Standard Variable Home Loan 4.50% pa2 $150,000 25 years 4.86% pa1
Home Loans – Investment – Interest Only (Up to 3 years) 5.20% pa $150,000 25 years 5.20% pa1
Investment Standard Variable Rate Home Loan Rate 4.90% pa $150,000 25 years 4.90% pa1
 
Investment Fixed Home Loan Rate - 1 year

3.69% pa

$150,000 25 years 4.84% pa1
Investment Fixed Home Loan Rate - 2 years

3.89% pa

$150,000 25 years 4.78% pa1
Investment Fixed Home Loan Rate - 3 years

4.50% pa

$150,000 25 years 4.87% pa1
Personal Loans Interest Rate Comparison Rates
Personal Loans – Secured 8.50% pa $30,000 5 years 8.50% pa1
Personal Loans – Secured – New Car Loan 6.00% pa $30,000 5 years 6.00% pa1
Personal Loans – Unsecured 12.95% pa $30,000 5 years 12.95% pa1
VISA Classic Credit Card 13.45% pa3      
Overdraft 12.50% pa4      
Commercial Loans Interest Rate Comparison Rates
Commercial Loans – Secured From 7.50%      
Commercial Loans – Unsecured From 12.95%      
VISA Classic Credit Card 13.45% pa3      
Overdraft 12.50% pa4      
Sustainable Loans Interest Rate Comparison Rates
Greener Futures Loan 8.50% pa $30,000 5 years 8.50% pa1

 

1 WARNING The comparison rates apply only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Fees, charges, terms and conditions may apply

2 Discount is applied for the first 12 months from the loan funding date after which time the interest rate will revert to the current Home Loan - Standard Variable Rate for the remainder of the term of the loan.

3 South West Slopes Credit Union Limited (ABN 80 087 650 673, AFS & Australian Credit Licence No. 240712) is the product issuer of the deposit and related payment products referred to on this website. As any advice on this website is prepared without consideration of your personal objectives, financial situation or needs, before acting on the advice, you should consider if it is appropriate to your circumstances. You can obtain a Conditions of Use for the deposit, payment, and insurance products referred to on this website at any branch, by phoning 02 63841111,or, if available, by downloading from this website. Please consider the Conditions of Use for a product before you decide whether to acquire or continue holding the product.

4 Applications are subject to our normal credit assessment criteria. Terms and Conditions apply. Interest rates may change. Fees and Charges may apply.

 

 

 

 

 

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Car Loan Special

From
6.00% pa
Variable Interest Rate

From
6.00% pa
Comparison Rate

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