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SWSCU Redraw can let you access extra payments you have made on your loan via internet banking, Phone app or at your local branch.
Does my loan have redraw?
- Yes, all our loans have a redraw facility.
- If you are at least one month in advance of loan repayments any excess can be redrawn.
E.g. in advance $2000 & minimum monthly payment, available funds to redraw is $1500.
How do I access my redraw?
- By calling into your local branch & requesting a redraw.
- Via SWSCU App or internet banking.
Why can’t I redraw on my Loan?
- You are not making any extra or higher loan payments.
- You are not more than 1 month in advance.
- Your loan is paid out.
- Your loan has not been fully funded e.g. construction loan.
Quick links
Apply Online Now
- Home Loan Apply for a home loan with us
- Car Loan Apply for a car loan
- Personal Loan Apply for a personal loan
- Credit Card Apply for a credit card
- Greener Future Loan Apply for a Greener Future loan
- Ask a Question Ask us a question
- Open a membership Open a membership
- Open a savings account Open a savings or transaction account