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Target Market Determinations

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SWSCU’s Target Market Determinations (TMD)

What is a Target Market Determination?

A Target Market Determination (TMD) describes the type of retail member the product is suitable for (target market), and helps you understand the type of banking product that is designed for you, and which may meet your needs, objectives, and financial situation.

The document will also specify how products will be distributed to members.

Why does South West Slopes Credit Union need to create Target Market Determinations?

These are required under the Treasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act 2019.

Target Market Determinations will ensure that our products are designed and distributed to meet our members' needs.


Savings Accounts

Term Deposit Accounts

Personal Loans

Car Loans

Home Loans

Card and Overdraft Facilities





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